"The author shares a personal, close-up look at how he deftly navigated the complex college and post-graduate financing system; managing to avoid the crushing lifetime debt load that afflicts so many students today." — Steven Bavaria, author of The Income Factory®
Higher education was once promised as the ticket to the "good life." Today, it too often becomes a high-risk financial trap. Millions of graduates find themselves drowning in student loans, delaying major milestones like buying a home, and struggling to save for retirement.
Andrew C. Shurtleff knows this struggle firsthand. While earning four degrees—including a Master’s and Doctorate from Columbia University—he discovered a harsh truth: academia rarely teaches you how to survive its own financial system.
In A Matter of Life and Debt, Andrew shares his unconventional strategies, personal stories, and real-life debt profiles to show you how to beat the system. You will learn:
* Alternative pathways (like community college transfer models) to slash your undergraduate and graduate costs by tens of thousands of dollars.
* The art of loan refinancing and leveraging longer repayment terms to free up capital.
* How to redirect your savings into high-growth investments instead of sinking every spare dollar into educational costs.
* How to build a true financial foundation for life that prioritizes generational wealth, homeownership, and retirement security.
Whether you are a student mapping out your future or a parent trying to protect your family’s financial wellbeing, this book is your essential guide to getting higher education to actually pay off.
www.andrewcshurtleff.com